ATLANTA--(BUSINESS WIRE)--Anticipating continued growth in the underbanked consumer market, FactorTrust announces the hire of Dan Richard as vice president, analytics and product strategy. Richard will lead analytical development, product strategy, data acquisition and strategic delivery of scoring models for the company. Richard joins FactorTrust as an experienced statistical consultant with industry vertical experience in Auto, Communications, Retail Banking, Retail Card, Underbanked, Lines o