KANSAS CITY, Mo.--(BUSINESS WIRE)--UMB Healthcare Services, a division of UMB Financial Corporation (Nasdaq: UMBF), has launched its own health savings account (HSA) investment tool called the UMB HSA Saver®. UMB HSA Saver is designed to provide HSA accountholders with a simplified approach to managing their HSA investment choices. The Employee Benefit Research Institute estimates that the average couple retiring at age 65 will need nearly $300,000 in savings to cover healthcare costs alone. If