NEW YORK--(BUSINESS WIRE)--Kroll Bond Rating Agency (KBRA) releases a research report entitled, “U.S. Banking Industry: Quarterly Credit Trends & Outlook for Q2 2015”. The report makes the following key points: KBRA believes that investors need to be circumspect with respect to asset price valuations as the Fed normalizes interest rate policy. The fact that personal and aggregate levels of income in the industrialized nations have not risen commensurate with the double digit increase in ass