CHICAGO--(BUSINESS WIRE)--Wells Fargo & Company (WFC) reported $5.7 billion in net income for an ROA of 1.33%, down $85 million from last quarter. Earnings were supported by spread income growth, lower credit costs, and controlled expenses. WFC remains within its targeted ranges for ROA, ROE and the efficiency ratio, which are 1.3% to 1.6%, 12% to 15%, and 55% to 59%, respectively. Fitch Ratings views these results as in line with expectations for WFC, one of the strongest and most consiste