PRINCETON, N.J.--(BUSINESS WIRE)--Munich Reinsurance America, Inc. announces a new personal lines inland flood insurance product designed to provide more options for homeowners in low-to-moderate-hazard flood zones. According to the National Flood Insurance Program (NFIP), flood is the most common natural disaster in the United States and all 50 states have experienced floods or flash floods over the past five years. However, many homeowners who live outside of Atlantic and Gulf coast areas do