NEW YORK--(BUSINESS WIRE)--A majority of retail investors – 62% – expect the Federal Reserve to raise interest rates by mid-2016, with millionaires even more convinced a rate hike is coming (75%). Yet most investors (55%), including millionaires, say they are not adjusting their investment portfolios in advance of a possible increase, by, for example, selling real estate investments or changing fixed income allocations. Among actions they say they have taken: 19% paid off consumer debt, 11% bou