NEW YORK--(BUSINESS WIRE)--During the summer, Kroll Bond Rating Agency (KBRA) published the Beyond the Credit Metrics report. We asked our readers to fill out a survey which ranked by order of importance 22 loan and collateral credit characteristics that our analysts believe could introduce increased credit risk into a transaction. In total, 50 participants (primarily ‘AAA’ investors) responded. The top five rankings by level of importance are: Issuer’s Underwriting Variance Versus Most Recent