NEWPORT, R.I.--(BUSINESS WIRE)--Embrace Home Loans, a prominent leader in the mortgage industry, announced today that industry veteran John Costa has joined as regional lending executive for the Tri-State area of New York, New Jersey and Pennsylvania. Costa will spearhead all retail sales production and recruitment in the region. Costa is one of three key new hires Embrace has made since late June, which includes former Lenders One CEO Jeff McGuiness as chief sales officer and former ServiceLin