NEW YORK--(BUSINESS WIRE)--As part of its ongoing surveillance, Fitch Ratings affirms 10 and upgrades five classes from the Ford Credit Auto Owner Trust (FCAOT) 2012-D, 2013-D, and 2014-B. A full list of rating actions follows at the end of this press release. KEY RATING DRIVERS The rating upgrades of the applicable classes in the series 2012-D, 2013-D, 2014-B transactions are a result of strong loss coverage under Fitch's assumptions and stresses in cash flow modeling. The affirmations on the
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