OLDWICK, N.J.--(BUSINESS WIRE)--A.M. Best has downgraded the financial strength rating to B++ (Good) from A- (Excellent) and the issuer credit ratings to “bbb+” from “a-” of Columbian Mutual Life Insurance Company (CML) (Binghamton, NY) and its Illinois-domiciled subsidiary, Columbian Life Insurance Company (CLIC). CML and CLIC are the members of the Columbian Financial Group (CFG). The outlook for both ratings has been revised to stable from negative. The rating downgrades reflect CFG’s declin
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