NEW YORK--(BUSINESS WIRE)--Kroll Bond Rating Agency (KBRA) assigns a senior unsecured debt rating of BBB, a subordinated debt rating of BBB-, and a short-term rating of K3 to Happy Bancshares, Inc. (Happy or "the Company”) based on KBRA’s Global Bank and Bank Holding Company Rating Methodology published on January 28, 2015. KBRA also assigns a senior deposit rating of BBB+, a senior unsecured debt rating of BBB+, and a short-term debt/deposit rating of K2 to Happy State Bank, a subsidiary of Ha
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