The Conversation

Loan shark regulators need a lesson in behavioural economics

Author: The Conversation

Every week is shark week in the sometimes shady world of consumer finance.Adam Fagen/Flickr, CC BY-NC-SA

From the Nimble rabbit, to the loan shark, to the vulture funds that have just gobbled up the Australian consumer arm of GE Capital, consumer finance is capitalism at it most raw.

Those with funds to spare, lending to often desperate borrowers at...

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